(703) 443-9224
debbie@athomewithdebbie.com

About Debbie
$6,535,788 of HOMES SOLD IN 2008

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March 29, 2009 I will be in the Washington Post Magazine in their Women In Real Estate Feature. Properties that I am in the process of listing will be featured as coming soon.

March 1, 2009 I am starting a radio commerical on 97.1 wash fm : ) I tryed to make them informative about the buying and selling process for listeners. The audio files will also be posted in DEBBIE TALKS ABOUT BUYING on the entry page of my website. To get there click on my name at the top of your screen.

WATCH NEWS CHANNEL 8, INSIDE 7 ON YOUR SIDE WITH ROSS MCLAUGHLIN AND SHAWN HODER!!! Tuesday 8:30pm this wonderful show answers viewers' questions and helps them solve difficult consumer problems. I was invited on Oct 30th to answer a question about buying a condominium when the developer is renting the unsold units in the project. Bottom line a huge risk for your investment!! No NO NOOOO!

APPEARED ON FOX 5 EVENING NEWS SHOW 6-7PM
Fox 5 is airing a special, Thursday, Sept. 27th, 2008 about the Washington DC area real estate market. I am one of 2 Realtors who will be answering calls from viewers during the evening news.

CONTRIBUTED TO AN ARTICLE IN THE WASHINGTON POST
Saturday, May 3, 2008 called A LOT TO LIKE, AND MAYBE TO BUY, BY DIANE REYNOLDS. She called asking my opinion about building on vacant land. My background as a lender gives me a different perspective. When you build on a vacant lot unless you have the cash to do the deal in the bank, you will need a construction loan. These are loans that require all the funds to be repaid on a specific date, ie. in 180 days. To repay the construction loan you need permanent financing. Two things have to occur to get permanent financing. First you need an occupancy permit from the county saying the home is done and safe and second you need the builder to sign a waiver of his right to put a mechanics lien on your property and that all the sub contractors have been paid. If he will not sign that you can not get permenant financing and you will be in default of your construction loan. These things happen when you are having a dispute with your builder. Here is the link http://www.washingtonpost.com/wp-dyn/content/article/2008/05/02/AR2008050201723.html


I am a Real Estate Agent and a Mortgage Broker, a dynamite combination to advise you on one of your most important additions to your investment portfolio!


A great way to find out about me is to Read the BUZZZ FROM MY CLIENTS by clicking the link below and then clicking on one of my client's letters in the right column of About Debbie.

My insight in determining a pricing strategy for the property you wish to buy or sell can keep you from missing the opportunity to go under contract at the best price. Before I go live with a listing or put in an offer to purchase, I will drive by the settled sales in the area and we will have looked at the other homes listed for sale. This ensures that we have the value pinpointed for our home. As a Buyer, you will be confident that you are not overpaying for your new home. As a Seller, you will be confident that you will not be overpricing your property which would result in subsequent price reductions and a longer time to sell your property. We don't want to miss a buyer because your home was incorrectly priced.
Marketing a home for sale is a multifaceted job. Buyer interest will be generated from the multiple listing, public open houses, broker open houses, advertising on the internet ( I pay for 1000 targeted visitors every month in DC and Northern Virginia) , direct mail, mouse on house virtual tour, Craigs List, Featured Listing Placement on Realtor.com and WashingtonPost.com.....and any buyer can click on the REAL PING button on this website and be connected to me to discuss your listing.

Because of my background as a lender, I have knowledge of every aspect of the transaction. In negotiations for a settlement date for a buyer, I will make sure we factor in any additional cost you may incur for a longer lock for your loan...no surprises. I can answer mortgage questions. The lender I recommend gets your mortgage processed and approved before you start looking for a home (most don't work this way). There are several advantages to proceeding this way: your loan is finished except for a contract, appraisal and title work so there are no last minute suprises, no last minute documents to find, you have the strongest possible mortgage commitment which gives us a better negotiating position, and you can settle quickly (another strong point for negotiations). This also provides you with the maximum protection from contractual default. I want to ensure that your transaction goes smoothly.

For buyers, I have lots of strategies to save you money in your transaction. If you can put your offer to purchase in mid week, the negotiating momentum is on our side. The seller just came out of another weekend without an offer...I also know settlement companies that discount the very expensive title insurance for purchase transactions. Every little bit of savings helps. I will also give you a very accurate and detailed closing cost worksheet at the beginning of the process and go over it with you so that there are no suprises. I will also give you a copy of the contract and go over it with you so that when we put in an offer you will know what you are signing. A home inspection is another good vehicle to protect you from the unknown and I recommend you get one after the contract is ratified. I am very meticulous, and I leave no stone unturned when looking for a home for my buyers and the neighborhood details I wrote all the articles on my website, AtHomeWithDebbie.com. There is no canned content, so it is a good reflection of my knowledge.


And most important, I am a fanatic about customer service!!

My goal is to earn all your future business, by providing you with unsurpassed market and financial knowledge, personal service, and discretion.

Thank you for taking the time to visit with me. I would be honored to help you.

Best,

Debbie

"When deciding what to commend about our experience with Debbie, we couldn't..."
Susan and George, Washington, DC

"If you truly want your home sold or want to find a home that is perfect for..."
Alicia and Michel, Alexandria, VA

"What more can you ask for? It was last spring that I started looking for..."
Kapil, Fairfax, VA

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